Gar Massey with Massey Attorneys discusses legal rights during the age of Covid

Let's chatt you're watching let's chatt we'll be right back.

You're watching let's chatt to see the things you like here and in person.

The model i ... doesn't work anyway were ... glad you're here.

Hope you and the family had a happy thanksgiving on talking about insurance rex assurance claims and things of that nature.

Afte carrack should you use your own health insurance.

If someone ... else is it all in.

It's a really good question ship and there's lot of misunderstanding a lot of of you ideas that are obviously wrong about that in the insured.

The short answer is yes.

Use your health insurance and the reason for that is your health insurance has negotiated rates with medical providers and slee a lower rate than what you would pay if you paid yourself, or if you use car insurance and so also people think they can just send their medical bills for the other person's car insurance will have insurance information just another sharp archers company and they start getting sent to collections because bot bills are getting paid for car insurance don't car insurance companies don't pay like health insurance, there is a completel different and so if you can use your health insurance absolutely use your help ... , especially when it comes to automobile insurance.

There ... clerks and adjusters right product painted with broad brus, but they're pretty much altering the same no write up.

That's right, they say no and they onl pay one say they settled the whole case one time and so they use that one payment and you have to pay all of your medical bills yourself, whereas you know if you can use your health insurance and your bills are piling up wises some medical providers just flat out and out refuse ... to build insurances.

Well, it's because they get more money if they can get it through car insurance coverage and so they have these lower rates negotiated with health insuranc companies, and so the provider gets less money and so there incentive eyes to to not take her health insurance, but you are if you have health insurance.

You are a beneficiar of the contract that your healt insurance has with the riders and so you are entitled without lower rate ... , but by virtue of their contract.

What about the medica insurance payments coverage tha is part of your carnage medical payments insurance is an alternative to health insurance in that situation.

Call insurance companies will pay as they receive the bills.

If you have medical payments insurance, it usually limited.

Most people's policies of the habit are five top-five felt all over sometimes and thousand dollars in coverage but they'll pages, whatever the billing amount is and then there oftentimes entitled to be reimbursed out o your settlement and it's over.

And so you read you want to reimbursing the car insurance company at a much higher rate than you might have to reimburs my health insurance company out of your settlement.

When it's said and done with the court recalls the wreck and yet another good reason to make sur that you get in contact with ... an attorney to make sure that you don't get ... put into that particular stack of no no no that's right all these tiny little complications and technicalities that quite frankly almost everybody needs to navigate, save your money to have someone who knows with the one about insurance companies do they have the rights for lack o a better word to get money out of your settlement if they ... paid most of the time the answer is yes it is weird how much it differs from medicare to health insurance to employer-provided health insurance to obama care ... to other types of health insurance, and so it varies wit each type of health insurance.

But the answer is oftentimes yes there entitled to be the health insurance is entitled to be repaid from your settlement.

As a result of a car wreck and so then there's a lot of issues that can come up with negotiating how much is going t be repaid like that.

There's a lot of work to be done in dealing with both kinds of situations are shifting gears here roughly.

We will again a few seconds left.

I know like t work laws can be ... complicated, especially ... if you're very from state to state to state.

You throw covidien on top of that, it is really messed up the employment situation for a lot of use and ... once the best thing to do.

If you have questions ... pertaining to well the thing about covert is there no new rules, is for the women work twice for coven and so you still have family medical leave act, you have americans with disabilities act.

Whether or no tobin causes a disability is no yellow ... really been answered.

As far as i understand of what you do have rights, but there are no new rights for coven and in so if you have a specific question.

You can give us a call will be truck will be happy to try to give you some advice ... you know.

But it's a decision the world got a lot of calls about it already ... , but you have probably more or a messy happy ... belated thanksgiving and married early crisply be in touch with gary and the staff at cassie and associates.

They are low.

Only highway all of it 497 all of it 497-4529 ... 697-4529 697 by 69 7 x 29.

The website messy attorneys.com there's a lot going on when it comes to the world of the