Brandie King of First Horizon Bank guides Operation Hope to bring financial literacy in Covid times.

Brandie King of First Horizon Bank guides Operation Hope to bring financial literacy in Covid times

It's just as we mentioned a moment ago.

April is financial literacy on and there's a very active local group who is doing everything they can help us financial literacy dispersed wa formerly known as first seat we said hello to brandy king of brandy is a financial wellness coach with first horizon first of all brandy morning and i'm doing very well, thanks.

I don' question number one, may sound kind of simplistic but your financial wellness coach.

What does a financial wellness coach do so we assist our clients in budgeting and helping them to say we even armed with craters so we can credit score is in and get to a bear creek with they can have lower interest rates o get dream home where their car, your bank is always been at the forefront here in chattanooga trying to help our citizens do a little more gained a little more a lot of times doing it with a little less value, operation, hope explained to me what operation hope this will operation help is a nonprofit organization that partners refers to rising and our goal is to go out into the community an help individuals by teaching a financial literacy.

This is just not a credit repair service or some service that we do everything for you literally teach you how to create it.

We actually teach you how to read credit report and things of tha nature.

Can you tell me a littl bit more about the services tha operational was provided yet so we have workshop on course right now the virtual air we go over budgeting.

You know that people have heard budgeting but it kin of like a tan turned 98 so we can give us being on it like a naming it is actually a statement planting if you reach a goal.

The breakdown for each individual also teach you how to read a credit report.

A lot of people have an on the scene & score actually having seen a full report of the sale you do legit organizations where you can obtain your credit report and things of that nation.

It also creates a detailed plan on hatchery on raise your specific credit score.

I would imagine operational was mckenna busy over the past weeks of going back even further, you guys as financial institution.

We've heard horror stories about what's happened financial during the pandemic guys are doing everything can help repair that yes so we can have on track even know we may not happen.

The services clients need.

We may have.

We've had so many are stories that we would try to reach him and danny.

How can we try to link them.

Teresa was may have with them or something of that nature.

Yes, we are here t help her stories, especially when things bad like this happened a lot of scammers throughout preying on two groups, the young set and then they go to the other end of the demographic and they're trying to get senior citizens to part with their hard-earned money.

Not good.

Unfortunately yes and it has really increased now if you had any get any text messages or emails from your bank, etc.

They and you look at it on j you know your bank is not going to ask you for information through your email that nature.

Also look out for things in the mail that may just make sure that the logo is full printed and it will matter in before you call anybody to give out information there for exceeding your bank's number because we are seeing.

Fortunately those demographic name preyed on the are ready.

Let me ask you this you said your doings workshops virtually what if folks want to get a little bit more in fall.

The visits are not able to attend one of these workshops virtually have an alternative for them.

So if you don't if you can't attend a workshop.

We do offer one-on-one because you know some people this is a touchy subject, and you may not want to be in and with a group we do offer one-on-one/you individually as well.

Unfortunately right now those are steel old tourism short and it's amazing with a little work and a little hard work that early in your earning career, you can become financially stable and you will learn how t maintain that financial stability, which when you get t be a certain age of reprisal.

You really can't have peace of mind.

You know that the hard part about my job is seeing people with full-time job and worked a long time they had it actually prepared for their future son that part of my job that i love this thing people prepare for and he will be in touch and talk to you over the coming weeks.

If you want to ge in touch with randy king of the other great folks at first horizon enrollment.

While these virtual workshops it's easy to do and it's only a mouseclick tool like the official website is operation hope.board operation hope.oh, rg, and this is being headquartered out of the brainerd road badge branch